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UK Payslip · 2026/27 PAYE · NI · Pension

UK Payslip Generator

Professional payslips with PAYE, NI, pension, and student-loan calculations on the current 2026/27 HMRC rates. No app to install, no account required — your data never leaves your browser.

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What is a UK payslip?

The itemised pay statement an employer must provide every employee on or before payday under section 8 of the Employment Rights Act 1996. Must show gross pay, every deduction (PAYE, NI, pension, student loan) and net pay.

Generators

What this generates

  • Monthly UK payslip PDF
  • PAYE income tax + Class 1 NI deductions shown
  • Pension (salary sacrifice) line items if entered
  • Optional student-loan plan deduction
  • YTD column on demand

Primary sources

A UK payslip is the itemised pay statement an employer must give every employee on or before payday under section 8 of the Employment Rights Act 1996. It must show gross earnings, every deduction (PAYE, National Insurance, pension, student loan), and net pay. The right was extended to all UK workers — including casual, zero-hours, and agency staff — in April 2019.

Generated in your browser. The PAYE, National Insurance, pension, and student-loan rows are auto-calculated on HMRC’s 2026/27 rates — the same lines an employer reports under Real Time Information. Nothing reaches our servers. A wrong-rate payslip is what triggers an HMRC enquiry; the right rates keep payroll boring.

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Step 1 of 6Employer

Employer details

Saves your business details in this browser only — nothing is sent to any server.

Upload your own header image, footer image, and footer text. The payslipmaker.uk site-mark and default footer caption are suppressed in the PDF when this is on. Files stay on your device.

Step-by-step

How to Generate a UK Payslip

Assemble the employer and employee identifier blocks, set the pay date and frequency, enter gross pay components, pick the NI category and student-loan plan, and generate the PDF with PAYE, NI, pension, and student-loan deductions auto-calculated on HMRC 2026/27 rates.

  1. 01

    Enter the employer block

    Company name and address plus the PAYE reference. The PAYE reference follows the format three digits, a slash, then a suffix issued by HMRC (for example 120/AB12345). Lenders and tribunals check this format first when verifying a payslip.

  2. 02

    Enter the employee block

    Employee name, address, and the tax code. National Insurance number and employee number are optional but recommended — the NI number field validates against the QQ 12 34 56 A pattern on blur. The tax code drives every income-tax figure below.

  3. 03

    Pick the pay date and frequency

    Pay date controls the tax-year-to-date cumulative window. Frequency switches the calculation between weekly, four-weekly, and monthly cycles. Four-weekly produces thirteen pay periods per tax year, not twelve — the generator adjusts the YTD figures accordingly.

  4. 04

    Enter the gross pay components

    Basic salary, overtime, bonus, allowances, and any taxable benefits. Salary-sacrifice items reduce the gross before tax. The generator sums these into the gross-pay line that drives PAYE, NI, pension, and student-loan deductions below.

  5. 05

    Pick the NI category and student-loan plan

    NI category A is the default. Category M applies to employees under 21, Category H to apprentices under 25, Category C to employees over State Pension age. Student-loan plans (Plan 1, 2, 4, 5, or Postgraduate) deduct 9% (6% for Postgraduate) above the plan threshold. Both stack with PAYE and NI on the gross.

  6. 06

    Generate and download the PDF

    Deductions auto-calculate against HMRC 2026/27 rates. The PDF builds in your browser, no data reaches a server. Verify net pay matches gross minus every deduction shown before you hand it to a lender — the arithmetic is the first thing the underwriting system checks.

Updated 2026-05-28

Related guides

Keep reading

Salary Statement Generator →

When you already know the figures and just need a clean record for a loan, mortgage, or visa application — manual entry, no PAYE maths.

Understanding Your UK Payslip →

What must legally appear on a UK payslip under the Employment Rights Act 1996, what each line means, and how the deductions are calculated.

How PAYE Works in 2026/27 →

Tax codes, the £100k Personal Allowance taper, Scottish vs rUK bands, and how PAYE adapts in real time to your year-to-date earnings.

Student Loan Plans Explained →

Plans 1, 2, 4, 5, and Postgraduate — thresholds, rates, and how to identify which plan you are on.

What UK Lenders Check on a Mortgage Payslip →

The income multiples, stability flags, and zero-hours contractor evidence that mortgage underwriters specifically look for when assessing payslip evidence.

Who Must Be Auto-Enrolled in a UK Workplace Pension? →

Qualifying earnings, earnings triggers (£10,000), age bands, and what the employer minimum contribution looks like on the payslip.

FAQ

UK payslips — common questions

Does this payslip meet the legal requirement for an itemised pay statement?
Yes. It carries every field section 8 of the Employment Rights Act 1996 requires of an itemised pay statement — gross earnings, the amount and purpose of each fixed and variable deduction, and net pay. The right was extended to every worker (including casual, zero-hours and agency staff) from April 2019.
Are PAYE, National Insurance, pension and student loan worked out for me?
Yes — the deductions are auto-calculated on HMRC's 2026/27 rates: PAYE income tax against your tax code, Class 1 National Insurance, workplace pension under auto-enrolment, and the right student-loan plan (1, 2, 4, 5 or Postgraduate). These are the same lines an employer reports under Real Time Information.
Can I produce a Scottish-rate payslip?
Yes. Toggle "Scottish taxpayer" and the Scottish Income Tax bands (starter, basic, intermediate, higher, advanced and top) are applied instead of the rUK bands — see how PAYE works in 2026/27. National Insurance is set UK-wide, so it does not change.
Can I create payslips for several consecutive months?
Yes. Each pay period downloads as its own PDF; reuse the same form profile and change the period to produce a run of monthly payslips. Each one is generated in your browser — nothing is stored between them.
Is a generated payslip a substitute for payroll software?
No. This produces a document; it does not run payroll or report to HMRC. If you employ staff you still need payroll software to submit Real Time Information on or before each payday. A wrong-rate payslip is what triggers an enquiry — the generator keeps the figures correct, but filing is separate.

References

After you generate

  • PDF downloads to your device immediately
  • Nothing uploaded to our servers
  • Optional Falcon Verified QR for receiver-attestation
  • Re-open the form to generate another with the same details

First-timer questions

  • Will the PDF say "draft" or have a watermark?

    Free preview includes a watermark. The £1.99 clean PDF (or whatever you pay via PWYW on enabled surfaces) is unmarked.

  • Is this an official HMRC payslip?

    No — this is a UK-format payslip you generate yourself for self-employed records, rental applications, or personal accounting. Not an employer-issued P60 or P45.

  • Where does my data go?

    Nowhere. Payslip values stay in your browser; the PDF is rendered client-side. No analytics, no server log of the form contents.

  • Can I generate one for a previous month?

    Yes — set the pay date to any month you need.

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