UK Payslip · 2025/26 PAYE · NI · Pension
UK Payslip Generator
Professional payslips with PAYE, NI, pension, and student-loan calculations on the current 2025/26 HMRC rates. Your data never leaves your browser.
— Your documents stay yours.
In this section
What is a UK payslip?
The itemised pay statement an employer must provide every employee on or before payday under section 8 of the Employment Rights Act 1996. Must show gross pay, every deduction (PAYE, NI, pension, student loan) and net pay.
Generators
What this generates
- Monthly UK payslip PDF
- PAYE income tax + Class 1 NI deductions shown
- Pension (salary sacrifice) line items if entered
- Optional student-loan plan deduction
- YTD column on demand
Primary sources
A UK payslip is the itemised pay statement an employer must give every employee on or before payday under section 8 of the Employment Rights Act 1996. It must show gross earnings, every deduction (PAYE, National Insurance, pension, student loan), and net pay. The right was extended to all UK workers — including casual, zero-hours, and agency staff — in April 2019.
Generated in your browser. The PAYE, National Insurance, pension, and student-loan rows are auto-calculated on HMRC’s 2025/26 rates — the same lines an employer reports under Real Time Information. Nothing reaches our servers. A wrong-rate payslip is what triggers an HMRC enquiry; the right rates keep payroll boring.
Employer details
Step-by-step
How to Generate a UK Payslip
Assemble the employer and employee identifier blocks, set the pay date and frequency, enter gross pay components, pick the NI category and student-loan plan, and generate the PDF with PAYE, NI, pension, and student-loan deductions auto-calculated on HMRC 2025/26 rates.
- 01
Enter the employer block
Company name and address plus the PAYE reference. The PAYE reference follows the format three digits, a slash, then a suffix issued by HMRC (for example 120/AB12345). Lenders and tribunals check this format first when verifying a payslip.
- 02
Enter the employee block
Employee name, address, and the tax code. National Insurance number and employee number are optional but recommended — the NI number field validates against the QQ 12 34 56 A pattern on blur. The tax code drives every income-tax figure below.
- 03
Pick the pay date and frequency
Pay date controls the tax-year-to-date cumulative window. Frequency switches the calculation between weekly, four-weekly, and monthly cycles. Four-weekly produces thirteen pay periods per tax year, not twelve — the generator adjusts the YTD figures accordingly.
- 04
Enter the gross pay components
Basic salary, overtime, bonus, allowances, and any taxable benefits. Salary-sacrifice items reduce the gross before tax. The generator sums these into the gross-pay line that drives PAYE, NI, pension, and student-loan deductions below.
- 05
Pick the NI category and student-loan plan
NI category A is the default. Category M applies to employees under 21, Category H to apprentices under 25, Category C to employees over State Pension age. Student-loan plans (Plan 1, 2, 4, 5, or Postgraduate) deduct 9% (6% for Postgraduate) above the plan threshold. Both stack with PAYE and NI on the gross.
- 06
Generate and download the PDF
Deductions auto-calculate against HMRC 2025/26 rates. The PDF builds in your browser, no data reaches a server. Verify net pay matches gross minus every deduction shown before you hand it to a lender — the arithmetic is the first thing the underwriting system checks.
Updated 2026-05-28
Related guides
Keep reading
Salary Statement Generator →
When you already know the figures and just need a clean record for a loan, mortgage, or visa application — manual entry, no PAYE maths.
Understanding Your UK Payslip →
What must legally appear on a UK payslip under the Employment Rights Act 1996, what each line means, and how the deductions are calculated.
How PAYE Works in 2025/26 →
Tax codes, the £100k Personal Allowance taper, Scottish vs rUK bands, and how PAYE adapts in real time to your year-to-date earnings.
Student Loan Plans Explained →
Plans 1, 2, 4, 5, and Postgraduate — thresholds, rates, and how to identify which plan you are on.
References
After you generate
- PDF downloads to your device immediately
- Nothing uploaded to our servers
- Optional Falcon Verified QR for receiver-attestation
- Re-open the form to generate another with the same details
First-timer questions
Will the PDF say "draft" or have a watermark?
Free preview includes a watermark. The £1.99 clean PDF (or whatever you pay via PWYW on enabled surfaces) is unmarked.
Is this an official HMRC payslip?
No — this is a UK-format payslip you generate yourself for self-employed records, rental applications, or personal accounting. Not an employer-issued P60 or P45.
Where does my data go?
Nowhere. Payslip values stay in your browser; the PDF is rendered client-side. No analytics, no server log of the form contents.
Can I generate one for a previous month?
Yes — set the pay date to any month you need.