UK Salary Statement · Manual entry · Loans · Mortgages · Visas
UK Salary Statement Generator
A clean, professional salary statement for loan applications, mortgage proofs, or visa records. Manual entry — you control every figure.
— Nothing leaves your device.
Proofread free — pay for the final, ready-to-submit PDF
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A manual-entry summary of pay used for loan applications, mortgage proofs, and visa records when you already know the figures. Unlike a payslip (statutory under Employment Rights Act 1996 s.8), a salary statement carries no fixed format — you control every line.
Payroll
- Payslip GeneratorHMRC-aware PAYE, NI, pension, and student-loan deductions on 2026/27 rates.
- Payslip for Mortgage ApplicationLender-ready payslips for UK mortgage applications — including lost-payslip and sole-director cases.
- Payslip for Company DirectorsPayslips for limited-company directors on salary-plus-dividends, with the correct director NI method.
- P60 GeneratorEnd of Year Certificate — annual pay, tax, NI and student-loan totals on the HMRC 2026/27 substitute-form layout.
- Salary StatementManual entry for mortgage applications, loans, and visa records — you control every figure.
More generators
What this generates
- Multi-month or annual salary summary PDF
- Aggregated gross, tax, NI, net columns
- One row per pay period
- Useful for mortgage applications + visa proof-of-income
Primary sources
A UK salary statement is a manual-entry summary of pay used for loan applications, mortgage proofs, and visa records — typically when a borrower already knows the figures and needs a clean PDF. Unlike a payslip, which is required under section 8 of the Employment Rights Act 1996 and carries auto-calculated PAYE / NI / pension deductions, a salary statement carries no statutory format and no auto-calculation; you control every figure.
Generated in your browser. The gross-to-net split and YTD totals a lender, mortgage broker, or visa office expects on letterhead — laid out so the recipient accepts it without follow-up questions. The free draft lets you proofread every detail; paying produces the final PDF. Nothing reaches our servers.
Employer details
Saves your business details in this browser only — nothing is sent to any server.
Upload your own header image, footer image, and footer text. The payslipmaker.uk site-mark and default footer caption are suppressed in the PDF when this is on. Files stay on your device.
Salary statement vs payslip — which do I need?
Use this salary statement generator when…
- You need a one-off statement for a mortgage or loan application and you already know the figures.
- You want a clean record for visa, immigration, or proof-of-income purposes.
- You’re a small employer who already runs payroll elsewhere and just needs a printable summary.
- You want full control over what each line says (sometimes called a salary slip in other countries).
Use the full payslip generator when…
- You want the tool to auto-calculate PAYE, National Insurance, pension and student loan deductions using 2026/27 HMRC rates.
- You need year-to-date totals on the document.
- You’re generating multiple consecutive payslips for an employee.
The payslip generator is HMRC-aware and does the maths for you. This statement generator just lays your numbers out professionally.
Related guides
Keep reading
How Do I Make a Payslip If I Am Self-Employed or a Sole Trader? →
A sole trader does not get a payslip, because a payslip is an employer document under Employment Rights Act 1996 s.8 and you are not your own employee. You evidence self-employed income with the SA302 and Tax Year Overview instead.
How Do I Show Proof of Income Without a Payslip? →
Without payslips, UK income is proven with the HMRC SA302 and Tax Year Overview, bank statements, an accountant's letter, and signed contracts. Lenders and landlords accept these for self-employed and irregular income.
How Does UK PAYE Work in 2026/27? (Worked Example) →
PAYE assigns a tax code (default 1257L = £12,570 tax-free) and applies the 2026/27 bands cumulatively each pay period. Scotland sets its own rates.
Does the India-UK deal remove National Insurance from my payslip? →
From 15 July 2026, an Indian employee posted to the UK by an India-based employer pays no UK National Insurance for up to 60 months, under the CETA Double Contributions Convention. Income tax and PAYE are untouched.
What Do I Do If I Lost My P45? →
HMRC does not reissue P45s. The Starter Checklist is the prescribed substitute for any new starter without a recent P45; picking the right A/B/C statement determines the starting tax code.
How Do I Get a Replacement P60 in the UK? →
Most employers reissue P60s on request, but it's not a statutory duty. The HMRC Personal Tax Account holds P60-equivalent figures for the last 5 tax years. Lenders verify P60 and payslip figures against what HMRC already holds, so the figures on a replacement must reconcile.
FAQ
Salary statements — common questions
How is a salary statement different from a payslip?
Do I enter the figures myself?
Is a salary statement accepted for visa or loan records?
References
After you generate
- PDF includes a summary table + cumulative totals
- Generated client-side; never uploaded
- Optional Falcon Verified QR for receiver-attestation
- For lender packaging, pair with /payslip-for-mortgage
First-timer questions
How many months can I include?
Up to 24 in v1. Longer ranges produce a multi-page PDF.
Will a lender accept this?
It is your self-prepared summary. Most lenders want this alongside HMRC SA302 + Tax Year Overview; treat it as a supplement, not a replacement.
Does the QR prove anything to a lender?
It proves the PDF has not been edited since you signed it. It does not prove the values are accurate — that is on you.
Can I include bonus + commission rows?
Yes — add them as separate line items in the pay period entry.